Straight up....does anyone know an absolute expert in health insurance

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11-02-2014, 10:48 AM

# 1 (permalink)

NeverEasyToBe

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Join Date: Nov 2014

Location: Scottsdale, AZ

Posts: 31

Straight up....does anyone know an absolute expert in health insurance

My physical healthcare coverage is just phenomenal.

I have like a 20 page insurance policy.

1 sentence of it goes for mental health....and its "Hospitalization setting only".

I want to know if I can switch the plan to like an 80/20 type deal or something.

11-02-2014, 11:08 AM

# 2 (permalink)

Marcus

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Join Date: Jun 2010

Location: Chicago

Posts: 1,125

Can't you call your provider or speak to someone in HR at your work? I would count on their advice more than some random people on a message board.

11-02-2014, 11:31 AM

# 3 (permalink)

NeverEasyToBe

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Join Date: Nov 2014

Location: Scottsdale, AZ

Posts: 31

Quote:

Originally Posted by Marcus

Can't you call your provider or speak to someone in HR at your work? I would count on their advice more than some random people on a message board.

Healthcare providers are insanely dumb regarding the new EPO plans and I don't trust them farther than I can throw them.

I'm on COBRA. No HR.

I was just curious if anyone has ever switched, with a fee, from an EPO to PPO at any time