Insurance company suggestions
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Thread Starter
Join Date: Jan 2024
Posts: 3
Insurance company suggestions
I don't know if this is appropriate or not. Hope so.
I got a DWI last summer, and that's what started me on my sobriety journey. It's been a bit more than five months, and, frankly, the not drinking has been easier than I thought.
What has not been easy is navigating all the hurdles and hoops that come with a DWI.
This week, I found out I can't insure an ATV through my regular insurance company because of the issue with my driver's license.
Hence, my question: Anyone know of a U.S.-based insurance company that works with folks who have been ticketed for DWI?
I got a DWI last summer, and that's what started me on my sobriety journey. It's been a bit more than five months, and, frankly, the not drinking has been easier than I thought.
What has not been easy is navigating all the hurdles and hoops that come with a DWI.
This week, I found out I can't insure an ATV through my regular insurance company because of the issue with my driver's license.
Hence, my question: Anyone know of a U.S.-based insurance company that works with folks who have been ticketed for DWI?
Member
Join Date: Apr 2016
Posts: 983
Unfortunately I am in this club also. Insurance companies can rightfuly so drop you at renewal or at any chance they have reason too. I am 2 years past a DWI with 3 of us on a family auto policy. They dropped us all. They didn't catch it last year, but they did 2 years afer the fact. I asked about just keeping the other 2 on and takiing me off as they're 23 with no traffic tickets even. They dropped us all - because if I would drive their vehicles they face the same liability. My DUI did not result in any accidents or anything that insurance needed to pay, they caught it @ renewal time.
My advice - find a good agent who knows the situation and can help find companies. I had an ATV that I ended up putting on my homeowners policy. In the end, we all ended up paying more because of my dui. My agrent said insurance goes back 3 years and checks, some go back 5 years.
My advice - find a good agent who knows the situation and can help find companies. I had an ATV that I ended up putting on my homeowners policy. In the end, we all ended up paying more because of my dui. My agrent said insurance goes back 3 years and checks, some go back 5 years.
Member
Thread Starter
Join Date: Jan 2024
Posts: 3
Originally Posted by Behappy1 
Unfortunately I am in this club also. Insurance companies can rightfuly so drop you at renewal or at any chance they have reason too. I am 2 years past a DWI with 3 of us on a family auto policy. They dropped us all. They didn't catch it last year, but they did 2 years afer the fact. I asked about just keeping the other 2 on and takiing me off as they're 23 with no traffic tickets even. They dropped us all - because if I would drive their vehicles they face the same liability. My DUI did not result in any accidents or anything that insurance needed to pay, they caught it @ renewal time.
My advice - find a good agent who knows the situation and can help find companies. I had an ATV that I ended up putting on my homeowners policy. In the end, we all ended up paying more because of my dui. My agrent said insurance goes back 3 years and checks, some go back 5 years.
My advice - find a good agent who knows the situation and can help find companies. I had an ATV that I ended up putting on my homeowners policy. In the end, we all ended up paying more because of my dui. My agrent said insurance goes back 3 years and checks, some go back 5 years.
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Join Date: Apr 2008
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Most states require you to get an SR-22 in the event of a DWI or if you are considered high risk for other reasons. Most insurance agents can help you with this. You might find this link helpful.
https://wallethub.com/edu/ci/sr-22-insurance/7337
https://wallethub.com/edu/ci/sr-22-insurance/7337
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