Health insurance during a divorce?
Health insurance during a divorce?
At what point after filing for divorce did you drop your spouse from your health insurance?
Anyone have any feedback for me? I forgot to ask my lawyer before he left for vacation today.
Thanks
Anyone have any feedback for me? I forgot to ask my lawyer before he left for vacation today.
Thanks
I'm not a lawyer either, just my experience:
My health insurance (which was through my employer) didn't allow me to keep him on the insurance once the divorce was final. He was taken off the same date. The divorce became final on a Friday; I reported it on Monday; they took him off retroactively to Friday. So if he had gone to the ER over the weekend, they would not have covered him.
My health insurance (which was through my employer) didn't allow me to keep him on the insurance once the divorce was final. He was taken off the same date. The divorce became final on a Friday; I reported it on Monday; they took him off retroactively to Friday. So if he had gone to the ER over the weekend, they would not have covered him.
I was told by my lawyer that I had to keep AXH on my insurance until the divorce was final. However, I didn't clarify why... It could've been because he was blowing through jobs like others change their shirts and didn't have coverage. This was also before the... recent changes to healthcare coverage.
When I filed the first time, I was instructed by my lawyer not to make any changes to those kinds of things until the divorce was finalized. In my state the laws have changed since I filed but they use the existing state of affairs to determine things like spousal support and or Alimony, income/expense ratios, etc.
Member
Join Date: Apr 2013
Posts: 453
Check with your HR or Benefits Administrator because there are a number of factors that can determine when you can drop them from coverage. Whether you pay for your coverage pre-tax or post-tax is usually the determining factor.
The most common answer is that you have to have a Qualifying Event to drop the person from your coverage. Therefore, in the case of a divorce it is the date the divorce is finalized. The plan must be notified within 30 days of the Qualifying Event.
If she obtains coverage of her own, that would also be a Qualifying Event and you can drop her the date that her new coverage starts. You will need documentation to prove the Qualifying Event.
The most common answer is that you have to have a Qualifying Event to drop the person from your coverage. Therefore, in the case of a divorce it is the date the divorce is finalized. The plan must be notified within 30 days of the Qualifying Event.
If she obtains coverage of her own, that would also be a Qualifying Event and you can drop her the date that her new coverage starts. You will need documentation to prove the Qualifying Event.
lawyers these days can be very disappointing
and can cost one much extra money because of their laziness
not sure how long you were married
I'll take a wild guess here
you will probably have to pay for her insurance for a year or two
after your final divorce is over
MM
The reason I brought this up, a collection agency came after me for a hospital bill from 7 years ago. I had no idea the bill wasn't paid. The wife would hide the bills from me.
I wasn't able to make arrangements with the hospital to pay it.
The county sheriff came looking for me to appear at court.
Just glad I was able to get it settled with the collection agency before having to go to court.
My concern is over any other bills that might occur.
I wasn't able to make arrangements with the hospital to pay it.
The county sheriff came looking for me to appear at court.
Just glad I was able to get it settled with the collection agency before having to go to court.
My concern is over any other bills that might occur.
Cap...I would run a credit report. That should show you anything that is outstanding that is on your credit. In my state you can get one from all three credit reporting agencies for free each year.
Good luck. Wow, that really stinks!
I will also say my attorney advised me to make sure I list all the debts owed in my divorce or it could make my divorce null and void. Yikes!
Good luck. Wow, that really stinks!
I will also say my attorney advised me to make sure I list all the debts owed in my divorce or it could make my divorce null and void. Yikes!
Captain
I usually run a free credit report once a year
it's good to know what is going on there
Mountainman
TRW is a corporation based in the United States. The corporation has a number of businesses ventures, one of which is credit reporting. The credit reporting agencies owned by TRW is now known as Experian.
Read more : How to Get a TRW Credit Report | eHow
Instructions
1
You can get a free report online by visiting their website at Credit Report and Credit Score with Toll-Free Support from Experian. It is absolutely free and there are no credit card numbers or fees required. Experian also allows you to access your credit score for free!
2
If you wish to contact Experian by mail, the contact address is by region:
East:
3 Lear Jet Lane, Suite 200
Latham, NY 12210
Midwest:
949 West Bond Street
Lincoln, NE 68521
South:
5909 Peachtree Dunwoody Road NE
Suite 1000
Atlanta, GA 30328
West:
475 Anton Blvd.
Costa Mesa, CA 92626
Sponsored Links
Man Cheats Credit Score
1 simple trick & my credit score jumped 217 pts. Banks hate this!
Credit Solution Program. - The Credit Solution Program
3
To order a free TRW credit report call: 1-888-397-3742.
To place a fraud alert on your TRW credit report call 1-888-397-3742.
To dispute an item on your TRW credit report, you must order a copy of the report and call the number on the report for disputes.
4
To email TRW, or Experian, use the link below.
Sponsored Links
3 Bureau Credit Report
View your latest Credit Scores from
All 3 bureaus in 60 seconds for $0!
.:: NationalCreditReport ::.
3 Credit Scores (Free)
View your latest Credit Scores from
All 3 bureaus in 60 seconds for $0!
freescore360.com
Read more : How to Get a TRW Credit Report | eHow
I usually run a free credit report once a year
it's good to know what is going on there
Mountainman
TRW is a corporation based in the United States. The corporation has a number of businesses ventures, one of which is credit reporting. The credit reporting agencies owned by TRW is now known as Experian.
Read more : How to Get a TRW Credit Report | eHow
Instructions
1
You can get a free report online by visiting their website at Credit Report and Credit Score with Toll-Free Support from Experian. It is absolutely free and there are no credit card numbers or fees required. Experian also allows you to access your credit score for free!
2
If you wish to contact Experian by mail, the contact address is by region:
East:
3 Lear Jet Lane, Suite 200
Latham, NY 12210
Midwest:
949 West Bond Street
Lincoln, NE 68521
South:
5909 Peachtree Dunwoody Road NE
Suite 1000
Atlanta, GA 30328
West:
475 Anton Blvd.
Costa Mesa, CA 92626
Sponsored Links
Man Cheats Credit Score
1 simple trick & my credit score jumped 217 pts. Banks hate this!
Credit Solution Program. - The Credit Solution Program
3
To order a free TRW credit report call: 1-888-397-3742.
To place a fraud alert on your TRW credit report call 1-888-397-3742.
To dispute an item on your TRW credit report, you must order a copy of the report and call the number on the report for disputes.
4
To email TRW, or Experian, use the link below.
Sponsored Links
3 Bureau Credit Report
View your latest Credit Scores from
All 3 bureaus in 60 seconds for $0!
.:: NationalCreditReport ::.
3 Credit Scores (Free)
View your latest Credit Scores from
All 3 bureaus in 60 seconds for $0!
freescore360.com
Read more : How to Get a TRW Credit Report | eHow
Currently Active Users Viewing this Thread: 1 (0 members and 1 guests)