Rose
I think it means that you should stay out of boats.
.
Seriously, I also think it shows that you know how to survive, but continue to feel like you are sinking. There will always be other people who appear better off than we are, and maybe they really are. I don't have 500K, nor do I have a fancy new house, but I have everything I need and for that I am grateful.
I buy one lottery ticket a month, and figure if God wants me to be rich I will win, and if not all the tickets in the world won't get me there. But I promise that if I ever win, I will share it with you Rose, but I ain't booking any cruises with you. Noooo ma'am
Just work on today, Rose, and tomorrow will look after itself. Don't miss the boat on today's happiness wondering what the future holds. And you'll be just fine (just like your dream says).