Sorry you are having such a hard time of things zjw. Not sure if this might be an option or not, but many public universities have small business development centers that offer free and low cost consultation to businesses that are starting, growing or changing. Might be worth a shot. Or possibly your local chamber of commerce for similar resources.
On that same vein, maybe you could talk to a career counselor or your local job service. While it may seem like there are "no jobs" - there are actually a lot of them. Sometimes the problem is getting the right people in front of the right situation. If you are capable of running your own business it's a pretty safe bet that you have the skills that someone else would like to have in an employee.
Bottom line though, just be tenacious and look for solutions vs. reasons why it "wont" work.