Purina, I'm glad you are taking your feelings seriously. If you need to, I hope you do check into a Crisis Centre, regardless of cost. Your life is worth it. As Dee said, it will take time and consistent effort on your part, but you will be able to get a handle on the debts.
I'm really sorry that you're feeling so low. Please know that I, and others here, care about you. Keep in close touch and let us know how you are doing.