Sounds like we have the same deductible FBL.....it's good and bad....I mean that's the year as you said, and they let you pay it off in smaller amounts I hope.
I need to talk to Lillian....she does this for a living, because no matter how hard I tried, I could not get cheaper health ins that would actually cover me. Oh well...I will learn.
Meanwhile I am just so glad you are recovering well love.
♥