I hear you, Sarah.
We had a friend who was always tapping us for money.
Actually, he was my spouse’s friend, not really mine.
My spouse felt bad for his friend, as he was divorced, had lost a good job with the government, and really didn’t have a lot.
My issue was that his friend was a disagreeable, narcissistic sort who made his own bad choices.
After a couple of, “sorry, we can’t help you this month,” conversations, we stopped hearing from him.
Funny how that happens.
Agree with the others, though. You can’t control your SO’s behavior.
If he, himself, is in debt, in part because he gives money to friends, perhaps a conversation with a money manager is due.
That really is up to him, though.