you talk about "payday" but never mention work. considering what you have shared about your financial state, it sounds like things are really starting to go to hell in a hand cart. it's not a stretch to see you rapidly descending further into the pit UNLESS you become willing to make some DRASTIC changes.
this male "friend" - he lives close, across the street, and seems very controlling and predatory. and you LISTEN to him and do what he says. he does not sound like a FRIEND at all. he sounds abusive.
you resist the idea of rehab - saying it's not that bad.
you resist AA because.....i don't remember why.....this man person maybe?
once i had even suggested that perhaps it would be best if you went to live with your parents, since your life management skills aren't very evident.
what ARE you willing to do? anything?