I actually do have a separate account. It is our "bread and butter" account. It is the account my paychecks go into, and I have made sure that we don't accumulate so many bills that I can't afford everything on my own. I made the mistake early on of giving him my PIN number for my debit card, but I got a new card and he no longer has it. We still have a joint savings, but only money from his checks goes in there, and only what I don't need in order to pay bills. There have been one or two times, when he has gone on a binge, that I have emptied the savings and held the money until he was done. His binges always last three or four days, and I can tell before he even starts drinking if today is going to be a day that he'll drink. There is just a difference about him. I just wish my knowledge of that could help him to not do it.