The only one that can stop hubby from drinking is hubby. You know that.
It is going to be tough to pull up out of the finance problems if the 2 of you are not pulling steady income. Once both are working steadily you are on the path.
In my case, financially, it is all about the grind. Finance 101. Work, eat, sleep, repeat. Live well within the means. This means cooking and eating at home. Lots of left overs. No car payments. Drive an old car. This puts money in the bank account. Most people can't do it. Keeping up appearances is the American way.
It takes years of grinding, but it gets routine after a while. Me and my wife have worked slightly above average paying jobs since the early 80s. We are now debt free. No house payment as well. We still live frugally. It can be done.
It is not glamorous eating at home almost every night and driving a 12 year old car, but being debt free is obviously a great way to live.
I know this is an addiction recovery forum, but thought maybe my 2 cents on finance could help.