Blue you made me cry at work. Lol! Thank you, that was beautiful.
Clean, you know what I do for a living, right? I think your hubby should talk to them and see what can be done. Charge backs and reimbursements happen all the time. The insurance may be required but at least then you'd know! And the taxes, that's weird, is that an income tax? Does he work in New York City? He should never be scared to question his paycheque, that's a right to know what you are being paid and deducted! I'm so sorry about your car!!