Liz, I think you know exactly what is going on financially. And never give it a 3 year thing, you have a lawyer, let them tell you what to do.
What he is doing here with all of this, that he didn't know it would happen this soon and blah, blah, blah, all that other BS, is trying to keep you in limbo land.
How long have you been in limbo land?
You both tell each other you want to end it, but he keeps coming up with financial stuff, and mediators, and what not. He wants to move out, then he doesn't. He wants to keep the house, then he is looking for a new one. Always trying to keep you off balance, and not knowing what you are doing, and trying to make different plans for whatever is mood of the day.
I don't give advice that much. I will give it this time. Take that cute little apt., get that lawyer, and fight for whatever you can. (But let the lawyer do that)
((((((((((((((((hugs))))))))))))))))
amy