Hi flujays, I was married to a man like your husband. The abuse eventually turned physical, but the words hurt a lot deeper than the fists. Have you thought about contacting your local domestic violence/women's program? These services are not just for women in physical danger; they offer support to anyone suffering emotional or verbal abuse. Depending on the facilities, you could join a support group to hear about others' experiences and talk to counselors who could help you figure out a plan to deal with finances if you decide to make a plan leave. At the very least, the people who work there will have lists of resources to get you started thinking about options (I don't have children, so didn't have to deal with that part. I realize that this makes your situation tenfold more complicated). Love to you, strong lady. You are definitely not alone. You do not deserve this--no one does. And he's not going to change.