Hi Rose. I can totally relate! My AH keeps making bad choice, after bad choice regarding his jobs and I handle all or finances. I just recently took back a credit card and told him he can not charge anything on another one until it is paid off and I can get my name off it. I swear to you - it literally took me 3 days to get up the courage to even ask him for it back... But, once I did, it was soo easy and I felt great!!! Like I had finally take an 'action' for myself. I, too, am not sure about the credit card and how it impacts you? I wonder the same thing myself. If it doesn't, and he's not working...I just wouldn't pay it. Let him figure it out. I know how easy that is to say and how much harder it is to do. I let money get me sooo stressed out and get so sick of his stupid decisions in terms of providing stability for our family. I'm sorry honey - I hope you can figure out a plan that works for you....I'm still working on mine too..