I agree with the one day at a time. One min one hour one day keep it small. Dont sit around worrying about retirement paying off the debt in 5 years conjuring up the 5 year plan. Dont worry about what happend a week ago a year ago etc.. Worry about today making the right choices. Those right choices will be cummulative fast forward 10 years if you did look back and ahead you'd say wow its not as bleek now.
I know it sounds irresponable from what the world tells us. Oh we should have a plan we should be fiscally sound we should save for retirement kids education pay cash for that new car etc.. ON and ON and ON.... Yeah get caught up worrying about all that and its no wonder your freaking out wanting a drink.
One day just today thats it thats all you have to be concerned with. Enjoy the sunshine the scent of the wind blowing on your face. See an obstacle today as a fun challenge then get up tommorrow and do it all over again. Eventually it gets easier.