Fear and cheap.
Day to day living is not bad. He's a quiet alcoholic, no drama, just totters off to bed. I do my thing, have my activities, have detached from his drinking.
Fear of starting over at this age. Fear that adult children might step into codie role if I'm not here. Fear he'll get much worse and I'll feel guilty that leaving precipitated it.
I'm cheap: don't want to pay lawyers' fees, don't want to pay realtor's fees. We don't have a lot and half of it, less fees, will be tough. Not feeling young enough to start over again.
Not sure relative comfort will be exchanged for a better situation. I know what I have now, I don't know how much/if it can be better.
Hence my name: Well, now what?
And procrastination is a lifelong challenge. I identify with Scarlett O'Hara "I'll think about it tomorrow!"