yep, instead of applying my *disposable income* down my throat and ruining my health, gaining weight, i prefer to watch the mortgage balance come down every month....and i am completely remodeling my main bathroom too...I had plenty of $$ to buy faucets, fixtures, a new fiberglass tub and toilet this past winter...it was paid for before the contractor even started.
it sure beats a bunch of empty bottles in the recycle bin and feeling embarrassed about it.