Originally Posted by
Jazzman 
S and I split the joint marital debt 50/50 and had it documented in the separation agreement so it was a legally binding contract. Problem was it was joint CC debt in my name as well as hers. Shortly after we were divorced S filed for BR so my choices were assume the debt, file BR or get in line with all the other creditors she had. I assumed the debt.
Gotcha, but couldn't the CC debt be taking care of by either party if they both agree? I mean I doubt her AH would agree to it, just thinking aloud here in theory.