Well if any day were lower...I just found out the money for my car wreck is going towards the loan and I still owe 4000 after that so unfortunately I will be bumming rides to work until I save for a new one. I am sure things will get better, I hope. I know it would be easy to just give up and be depressed but I am stronger than that and I will press on with a smile. Boy I can't wait for Karma to knock my ex on his butt! Focusing on Xmas and getting ready for little one's first so that should be fun...keep ya'll posted ...please do the same...~me