Yeah PC we are trying to look for ways to begin cutting back....I feel fortunate that we have so many ways we can without cutting into basic food at this point. But it is scary. We switched our phone plan, but ultimately I don't have to have a cell if things realy go south. Of course our ciggerrete budget would fix alot...but it is an addiction and although we plan to quit in November, I know that the most important thing when making a budget is to be honest and we can't cut out that chunk till we are sure it is a reality and not a dream. Mom will be basically ok cause her "retirment" is pretty dang huge....just means there will be less to leave us kids. And I will just have to live with that....The important thing is that she will have what she needs. With all this going on it may be that she needs to actually do some more spend today stuff cause the investments will be worth so much less and buy so much less later...a strange and i guess lucky position to be in.
gosh i'm hogging the bottoms this morning
