oh, i think right now with the mortgage crisis, George Bush had stepped in and is trying to rescue homeowners from foreclosure (if this had happened last year, it wouldn't go past 3 months). We do not quality for loan modification (which is what they are allowing now) because I would have to fax them my pay stubs (which I have) and also his paystubs to show that Ican afford this house. He has known all year that I need paystubs of his to be considered for loan modification. He has been in the mortgage business for years??? so why on earth he is watching everything go is beyond me. He has always been this type of person. Talking to him does nothing.