Nope...no one judging here either, and if I were in your shoes I would feel the same.
My response in your previous post was more directed to why "I" would not do what your asking.
I didn't loan the money, therefore I needn't feel obligated. Many of us have stood by and watched as others continued to enable when we were trying so hard to not. I speak of trying to practice my side of recovery, and paying my kid's debts is not something I will continue to do.
If you can get the money...go for it. At least something will be salvaged. But if they say no, they may have thier reasons.
((((Hugs)))
Cece