Please take out the money and open your own account.
You never know what an addict will do when you least expect it.
My AH at the time - had a townhouse we sold, the money was in our account, he seem to be doing OK at the time. Then he went on a disappearing act. I went to the bank and took the money out and put it in my name. Now he will say it was the best thing I did - because he would have spent it. We also had $50,000 in a CD - I was going to take it out, but didn't - stupid mistake on my part!
When he was trying to get sober he had a ton of credit card debt. He took out a loan against the CD for $40,000. The amount of money that he has gone thru in the past 2 years makes me sick. I feel like he stole that money from me - and if I took it out at the time we would still have it.
He is now not using, we purchased a new house and he is working FT plus 2 PT jobs.
But I still have resentments over the money that was spent.
Please go to the bank and take the money out - open your own account. You never know what they will do. I honestly can't stress this enough - I wish I was smarter in the beginning and not trusting.