the title of your post caught my attention because I too was "obsessed with answers" when I first arrived at SR
(I thought my son was not exactly like the other addicts here and spent some time trying to explain that concept!!
everyone else was an addict but my son was a college student who partied too hard and for too long...)
eventually I became less obsessed with answers and more focused on solutions and by the way I also realized my son was an addict...big time!
I believe your daughter needs a long time recovery program....coming home is not a good idea...it is a recipe for relapse...
I too have much debt that I assumed by paying off credit cards and I wish I had a car to sell to help with that!
stay strong...the road is long and hard but fortunately there is hope...
my son is now 11 months clean living in a christian recovery house and working on his recovery using the twelve steps and faith every day
you are in my prayers