Findmyself, yes you are new here and filled with new rage (and understandably so). You're refinancing to help cover the medical bills, yet you see him drinking the funds away that you need to survive. You are bearing the weight of everything on your shoulders, trying to keep afloat and have a home for your dear daughter, while he is in his own alcoholic world, a world where nothing matters except them and everything is alcohol coated. But I'm glad you came here. I came here only two or so months ago, and I am really much better since. I wish you and your daughter well, and you will be in my prayers.