Mertyl
I feel for you right now! I am still paying a TON of debts that I will kick myself in the a$$ for over and over again!!!! Its funny, I was just talking to my Mom today about it and she said ...."Well yanno Liss, you cant go back and change the past and being pissed about it will only bring you down, so instead, try to think of where you will be in 6 months to a year if you just stick to it and keep taking care of business. Tomorrow is a new day!" Well, I get what she is saying and it calmed me down a little, so like you, I shall keep plugging along and I will try to forgive myself for my past mistakes and take it as a major learning experience that I will NEVER repeat. As for the boyfriend thing, I know how that goes too, it sucks! Hang in there and stay strong!!!!!
Liss