Hi paradox,
I totally agree with myles1, let him sink!! He needs to be held accountable for his own actions. You have been keeping him afloat for too long. He blames you for not having money to try to make you feel guilty and you were strong. Good job!! It is funny how when it is all about them and they need the money for something we are not suppose to spend extra. But they can spend, spend, spend to their hearts content.Everyone has given you great advice. Hide those cards good. Plastic is a definate NO NO for him. Taking them to your office sounds good.
Take care,
matters