Hello Paradox.
Absolutely. His drinking is not your problem unless you take it on. But the credit thing? I get confused at abbreviations sometimes. Does the h in "ah" stand for husband? I know states are different, but around here a husband and wife are a single legal unit where credit and debt are concerned, whether the account says Jim or Mary. And you sure can't buy a house even without putting him on the mortgage, credit or no, if he keeps you broke.
It seems a sealed envelope in your purse is not enough. If you're in for the long haul with this guy, it seems more secure measures are indicated. What if he runs up his card and decides (since that was okay) to use yours?
And no, I don't see why you should continue to give him "pocket money" if what he does with it is drink.
You sound like you've really kept your head through all of this. Congrats!
Smoke