Congrats on your clean time.
With all due respect, her recovery and her debt are none of your business. If you can accept her for exactly how she is including her recovery method and debt and love her for exactly who she is then that is awesome and I wish you all the
happiness. If you dont feel like you can accept her warts and all then it would be kinder to finish the relationship now to allow her to be free to find someone who will.
♥️🙏