PhoenixJ - I've got a good system at the moment where I set myself goals that I NEED to achieve each day. Have a tendency to get bored when I restrict myself to just knowledge I need to know to pass an exam, so I once those goals are achieved I can do further reading. All helps with my understanding and keeps me interested. Wasn't getting a lot done when I was studying purely for exams and assignments.
Officially have the grades to get into my insurance university choice, still battling for my first choice but it's comforting to know I'll be going to a good research uni whatever happens!