Can I ask you both a question?
Sorry to hear about your brother. How long has you suspected him of doing it?
Do either of you know how much this habit could cost?
My husband has been doing it the past two years, it's only this year I caught him a few times with it on him.... We both make good money so we only had a joint account we contributed to for bills... It went ok till he started shorting me the past few months. I asked him for a copy of his pay stub, here he stopped contributing to his 401k. He told me he rarely used it and never bought it... Why would he lie when he just got arrested for a DUI and they found it on him... So cats out of the bag, no need to lie now... Just makes things worse.