((((((((((Angel))))))))))) Yep. Our consequences can be a pain in the a$$. I still struggle with money, but at least now it is not getting worse. Some habits die hard. As you said, it will be okay. Most bill collectors will work with you as long as you are open and honest about what is going on and what you can do. When things start to look really bad for me, I try to remind myself about what I really NEED--and let the other stuff go. I know today that I can get through anything as long as I don't drink or use.
Thnking about you!!--
Hugs--