Need career advice
So, I'm basically working in another somewhat dead end administrative job except that it carries the title of 'client service specialist'. I am struggling financially and know I need to make more money with my son entering college aged years soon, and with his dad slowly spiraling down into his alcoholism and depression.
I am upside down in many ways and my bf is encouraging me to interview with his company so that they will sponsor me to get my series 7 (as a stockbroker) and so that they can put me in a branch to be a financial advisor. There are so many things that he has done to get where he is as an advisor and he has years of business experience in corporate America that I don't have. I spent 16 years at home schooling my son and raising him.
I know I need to find a better paying job. I'm currently in financial services but basically I do all the grunt work for a small group of advisors that make $500K a year while I sit and make nothing practically. It kills me. I had my licenses (series 7 and 63) back when I was in college. I am a smart person but I'm 46 and I feel like it's too late to start a career like this. I kinda have this thought that it's for the young folks out there, lol.
My bf believes in me. He keeps encouraging me to update my resume, to get my license again, to interview and he said he'd help me with the business management side of things. He told me that he'd never encourage someone to take a job that he didn't think they were capable of doing. He said I'm smarter than 80% of the advisors he sees starting out. I want to believe in myself as much as he believes in me, you know?
I just never saw myself in that role. Even when I had my license I only used it to trade for Schwab and that was a discount brokerage firm. I would have to start learning and start completely over. I may fail. I am so afraid of failing and taking a chance on myself that I see it's stagnating me. I'm trying to figure out if there are any other career paths I could take where I could make more money but without the pressure of building a stand alone business for myself.
Any suggestions? I've already cut my bills down and my bf has helped me by adding me to his auto insurance. i've paid off one credit card but I know that there's still more to come as I get older. I have a decent amount set away for retirement and I really don't want to touch it until I actually need it. Sigh.....this being on my own stuff sometimes sucks, lol!