I'm not a big believer in the idea that people's higher power is looking out for them when circumstances intervene and prevent them from getting loaded when they have put themselves in a bad situation.
In my experience, the power of my understanding has looked out for me by giving me guidance and direction. Choosing to follow that is up to me.
In my opinion, you got lucky. You can't count on that to keep happening. As my fellow gamers would say - "keep rolling the dice, and sooner or later you're going to roll a 1." I've seen too many people who were depending upon their higher power to look out for them die. In my experience, we resist following the suggestions of those who have more practical knowledge than we do at our own peril.