I put my life back together piece by piece Noneever...I had weekly lists (sometimes daily ones) and I did a whole lot of little things to start and worked myself up to the big ones.
Clean one room....make yourself a nourishing meal...weed a patch in the garden...work up to the bigger stuff...approach your creditors with a payment plan (I'd do that as soon as you feel you can handle it because the mroe time you give them the more generous they are usually)
It did take a while...but noone leaps to the top of the mountain in one leap...slow and steady makes it
D