Old 08-27-2015, 03:50 PM
  # 3 (permalink)  
LexieCat
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Join Date: Jul 2010
Location: South Jersey
Posts: 16,633
There are some terrific credit forums out there. I'll send you a link in a pm for one that I really like.

I've always been uber-cautious about my credit, and even at the worst of my drinking and my most disorganized, I've always had great credit. There are certain tricks I use, such as setting up automatic payments for at least the minimum amount, scheduling my payments so they come due when I know I've just been paid, etc. (most credit cards will let you change the due date). With a little bit of discipline, you can bring your score up pretty fast--you might be surprised.
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