Thanks everyone. To answer Flynbuy, yes it was my decision. Fortunately my employer and family are very supportive. I think my issue is absolute fear of the unknown. I keep trying to meditate on this quote from the book Dune: “I must not fear. Fear is the mind-killer. Fear is the little-death that brings total obliteration. I will face my fear. I will permit it to pass over me and through me. And when it has gone past I will turn the inner eye to see its path. Where the fear has gone there will be nothing. Only I will remain.”