Originally Posted by
wanttobehealthy 
My credit is already in shambles. I'm talking low 500's down from over 800 a year and a half ago... So I was thinking bankruptcy couldn't be much worse. And it may be the only way I can stay in my home.
It's humiliating to be unable to meet my obligations and I feel crummy having to consider it but I don't see many other options
Bankruptcy isn't all bad. I have friends that have done it and now are living great. I am lucky in that I have support when I need it. My ABF has nobody that can help him if he loses the oilfield job that he has. I will always be ok. You will too. Just keep doing what you have to do and it will all be ok in the end. Hugs to you because I know what you are feeling right now.