Years ago my husband and I sold our business for a loss and were left with seemingly insurmountable debt, even to the IRS. Wish I could say I sobered up and faced it head on - but fortunately, in spite of that we made it through.
In these tough times you'll find that many creditors are willing to work with you if you discuss your situation with them. They deal with a zillion people who try to hide, and being direct tells them you are at least trying to get on your feet without stiffing them. I can't tell you how often I was relieved after making a phone call to them that filled me with fear and anxiety.
There are many online resources I used for advice on how to deal with them.
You have one up on me - you're staying sober through it!
Earlyriser