Stung, I'm going to give you a gentle slap in the face here, or maybe a (((((hug)))))), you are most likely dealing with a person with a personality disorder.
It was hard for me to do this. But, put the poison down, and stop taking it, thinking that it will hurt the person that is hurting you. It doesn't work that way. Detachment works. I need to remind myself of this everyday.
((((((((((hugs)))))))))
If the card has money in it, just take the money. Put it towards college funds.