Hi Tabbj, money problems can get you down, as well as all the other stuff life throws at us. I'm unemployed and living on a very tight budget, watching my savings slip away.
One thing that's helped me is that I've been researching ways to save money on the internet. So without spending much I've managed to get a little edible garden going, I'm making my own washing powder, cleaning products. I'm also putting together holiday gifts from surplus garden produce. It helps with the budget and it's also giving me a creative outlet.
Beyond that there is a lot of advice on bill control, drawing up budgets, using free resources and altering your thinking and mindset. The internet is great in that I no sooner have a question than I can find lots of ways other people have handled it. And of course it's where I find SR.
Think of your situation as one you can take control of and you will feel much better.