Becki67, I have found that when I have realized that I need/want to change my l ife in some major way and I feel "stuck" or can't seem to face it----I have found that the way to break the logjam is to admit to my self what my fears are.
This is probably the hardest part--admitting the fears to oneself!! But, one the fear is identified---the path becomes more clear. Facing the fear (usually with tiny baby steps) becomes toe "to do" list that leads one out of the forest. Sometimes I have found a "ball of fear"--lots of tiny ones attached to one giant fear. Again, breaking the fear into all the tiny parts---and tackling, one little step at a time.
I don't know if this helps you, or not, but it has always been the way for me.
dandylion