I really feel for those who have to by circumstance consider finance as a decider in recovery. Ok. it is so, so what to do. For a poor person relative to access options as the defined by statute, the best way to make money is to not spend it. What that takes for each person is different but it works.
In the meantime there are a number of free options to consider for example through my direct experience like sitting a 3 or ten day (silent, you are strongly encouraged to treat it as if you are the only person there and ignore all others and not speak for nine days) course at the nearest dhamma centre (ixquick : Goenka vipassana, dhamma course time table) The time spent there is beneficial in ways one can only know through experience + there's the added bonus that no extra money will have been spent so that could kick you to the next level. If pressed, finding the time and way is not that hard.