Please know I have no reason to be judgemental, a simple observation.
As adults I believe we are all accountable for our own actions.
Just because someone acquires a degree does not guarantee success in life.
Responsible and ambition were meant in a character sense.
I remember how very sweet life was when I was in college and daddy was footing the bill, I would have stayed a student forever, that was the easy part, working the next 28has been a challenge.