My AH and I have always kept our finances separate, which I am so thankful for!!! I was self-sufficient when we got married, and he has always been a marginally self-sufficient overspender, so I was not interested in joining our accounts. The only things we own jointly are cars and the house. I pay the mortgage, and he typically pays the household expenses, although I'm starting to pay some of those too so utilities don't get disconnected. I have loaned him money on occasion in the past when he was good about reimbursing me, but as his alcoholism has progressed, those days are over, and no more Bank of Buttercream. Now, he just gets new credit cards and is falling deeper and deeper in credit card debt. I thank God every day that I can support myself, and do not have to rely on him for anything!!!!