Toomutch, have you spoken with a bankruptcy lawyer? I would do a few things, preliminarily. I would first compile a list of all your debts, and call the creditors and see if they will work with you. Let them know you are considering bankruptcy. I would also talk with a bankruptcy attorney (or a few) and find out what bankruptcy looks like for you. For many people, they end up still owing 100%, and the credit damage of bankruptcy may not be worth it if you can work with your creditors instead.
I would also highly recommend that you get a hold of Dave Ramsey's "Money Makeover" and start using his principles to get yourself out of debt and change your spending habits.