Things are really bad everywhere Judy.
I don't live in the States, but I'm disabled and on a fixed income. It's ironic but with the cost of living these days I'm poorer now than I ever was when I was drinking and drugging 24/7.
I know organisations like the Salvation Army can help with the basics like food - they may even be able to put you in touch with people who can help you with financial planning and other crisis services.
I've found myself that even the act of approaching my creditors and asking for time to pay can gain me some leeway in paying them back.
Above all - however tempting it is to fall back on the easy crutch of drink and drugs?
Ultimately thats doing nothing about anything - and these days I don't think that's a luxury we have, Judy.
D