I feel like a basket case reading this thread! I'm happy about it though, because obviously it is poking me in all the places I need to have a look at. That last one is like. . .the most amazing concept. . .
I mean, I THOUGHT I already knew this stuff, but it hits me like a ton of bricks. 6 months from now, a year from now, 2 years from now things will be different, and what I am going through today will make sense. Whew~that takes a load off=)