Oh, they will take what they can get from you, whenever they can get it! I just mean if you have to do a payment plan, they will gladly take it. Just don't put any medical charges on a credit card. Pay them $5 a week if you have to, just don't charge it. I believe it becomes general consumer debt instead of medical debt if you do that, and then you're stuck with dealing with the credit card company instead of the hospital/lab/doctor's office.